Find the Best Loan for Your Needs, Transparently

We compare personal loans, debt consolidation plans, and licensed moneylender rates across Singapore's top financial institutions. No bias. No spam. Just facts.

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The Smarter Way to Borrow

We cut through the marketing noise and show you what each lender actually offers — so you can compare apples to apples.

Unbiased Comparisons

We display all rates and terms side-by-side — banks, licensed moneylenders, and fintech lenders.

Easy-to-Understand Guides

Our blog explains everything from interest rate types to credit score impacts — no jargon, no fluff.

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Submit one form and get matched with the best options. No obligation, no hidden charges — ever.

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Every lender on our platform is verified and licensed. We show you the full T&Cs upfront.

Singapore's Best Personal Loan Rates

Updated weekly. All rates are as advertised by the respective financial institutions.

Lender Type Interest Rate (EIR) Max Amount Tenure
Alles Autos Credit
★★★★★ 4.9 (214 Reviews)
Licensed Moneylender 3.5% mo. $30,000 1-12 months Apply Now →
Credit 89
★★★★★ 4.7 (188 Reviews)
Licensed Moneylender 3.8% mo. $50,000 1-12 months Apply Now →
Unlimited Finance
★★★★★ 4.6 (95 Reviews)
Licensed Moneylender 4.0% mo. $20,000 1-6 months Apply Now →
ABM Creditz
★★★★★ 4.8 (312 Reviews)
Licensed Moneylender 3.9% mo. $40,000 1-12 months Apply Now →
Cash Mart
★★★★★ 4.5 (167 Reviews)
Licensed Moneylender 3.7% mo. $50,000 1-12 months Apply Now →
Credit 21
★★★★★ 4.6 (203 Reviews)
Licensed Moneylender 3.6% mo. $60,000 1-12 months Apply Now →
Horison Credit
★★★★★ 4.4 (142 Reviews)
Licensed Moneylender 3.9% mo. $45,000 1-12 months Apply Now →
Katong Credit
★★★★★ 4.7 (289 Reviews)
Licensed Moneylender 3.8% mo. $50,000 1-12 months Apply Now →
QS Credit
★★★★★ 4.3 (118 Reviews)
Licensed Moneylender 4.0% mo. $40,000 1-6 months Apply Now →

* Rates shown are promotional rates. Your actual rate depends on your credit profile. Always check T&Cs.

Trusted Partners

We work with licensed and MAS-regulated financial institutions across Singapore.

Licensed Moneylender MinLaw #123/2025

Alles Autos Credit

★★★★★ 4.9 (214 Google Reviews)

Fast approvals and flexible repayments for all credit profiles.

3.5% mo. from
Apply via SingPass
Licensed Moneylender MinLaw #45/2026

Credit 89

★★★★★ 4.7 (188 Google Reviews)

Trusted licensed moneylender with low interest rates.

3.8% mo. from
Apply via SingPass
Licensed Moneylender MinLaw #88/2025

Unlimited Finance

★★★★★ 4.6 (95 Google Reviews)

Quick cash solutions for urgent needs. High approval rates.

4.0% mo. from
Apply via SingPass
Licensed Moneylender MinLaw #201/2024

ABM Creditz

★★★★★ 4.8 (312 Google Reviews)

Customized personal loans with transparent terms.

3.9% mo. from
Apply via SingPass
Licensed Moneylender MinLaw #12/2025

Cash Mart

★★★★★ 4.5 (167 Google Reviews)

Established moneylender with competitive rates and flexible terms.

3.7% mo. from
Apply via SingPass
Licensed Moneylender MinLaw #34/2026

Credit 21

★★★★★ 4.6 (203 Google Reviews)

Fast approval personal loans with no hidden fees.

3.6% mo. from
Apply via SingPass
Licensed Moneylender MinLaw #56/2024

Horison Credit

★★★★★ 4.4 (142 Google Reviews)

Reliable licensed moneylender serving Singapore since 2008.

3.9% mo. from
Apply via SingPass
Licensed Moneylender MinLaw #78/2025

Katong Credit

★★★★★ 4.7 (289 Google Reviews)

Trusted name in personal loans with transparent pricing.

3.8% mo. from
Apply via SingPass
Licensed Moneylender MinLaw #92/2025

QS Credit

★★★★★ 4.3 (118 Google Reviews)

Quick and simple loan application with same-day approval.

4.0% mo. from
Apply via SingPass

Learn Before You Borrow

Expert guides and tips to help you make smarter borrowing decisions in Singapore.

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Regulatory & Industry References

Ministry of Law Singapore We reference the official MinLaw Registry of Licensed Moneylenders for every comparison. Singapore FinTech Association Member of the Singapore FinTech Association, the industry body for SG fintech. VemSign Loan applications e-signed securely with VemSign, our digital signature partner.
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